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Insurance Tips

Westman's High Water Event / Excessive Rain Fall Information

As Mother Nature wreaks havoc on Westman, both provincial and local officials are keeping a close eye on what the Assiniboine River's high water.

Home insurance is generally intended to help policy holders cope with the financial consequences of unpredictable events that are sudden and accidental. Insurable perils that are covered such as Fire, Lightning, Explosion, Theft, Vandalism, Wind or Hail just to mention a few.

Water damage is a complex issue; be sure to discuss it carefully with your broker.

Coverage usually includes damage arising from sudden and accidental escape of water from an indoor plumbing, heating, sprinkler or air - conditioning system: or from an indoor or outdoor "domestic appliance" on you premises: or from a water main. Coverage usually excludes damage arising from 1) floodwater 2) repeated or continuous water seepage (from a cracked basement wall).

There are steps homeowners can take to assist in preventing water damage to their properties: